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We may have several financial goals and aspirations, and not be sure what to prioritise. Should you pay off debt or build an emergency fund? Should you be saving for your child’s education or for your retirement?
A starting point is to identify your goals, both short-term and long-term, and write them down. Work out how much you need to achieve these goals. Do not be scared by the big numbers; small but consistent steps will get you there.
