Personal Finance

September 18, 2017

Turn coins into an investment

If you were to say to someone that you’ll be investing in coins, what you’d be referring to may not be so obvious any more. In years gone by, a popular choice was the Krugerrand and then gold medallions. Lately, cryptocurrencies such as Bitcoin have
September 18, 2017

The Bitcoin bubble

In 2011, I was often asked how one would go about investing in gold. At that time, gold had experienced a strong rally – rising from just more than $700 (R9 180 at today’s exchange rate) in 2008 to more than $1 700 by early 2011. As the value of gold
September 18, 2017

Taxing family issues

A few weeks ago, I attended a breakfast with a group of women, where we landed up discussing so-called black tax.
September 18, 2017

Why investing offshore directly could save you tax

When it comes to offshore investing, you can either invest in a local rand denominated fund, which invests in offshore assets, or you can use your foreign investment allowance to transfer money offshore and invest in a foreign currency denominated fund
September 12, 2017

Non-disclosure: Will you be paid out?

Henk Meintjes, the head of risk product development at Liberty, explains that, in a case where a client does not disclose information, they will reconstruct the underwriting decision to see if the claim is still valid.
September 18, 2017

Can you get a good deal fro pawning or selling your jewellery?

If you want to sell your bling, you could be in for a shock when you get an offer, so shop around first.
September 18, 2017

The importance of having a will

National Wills Week kicked off this week and runs until Friday. This is the perfect opportunity for you to get a basic will drafted through participating attorneys free of charge.
September 18, 2017

Billions in benefits remain unclaimed

More than R42 billion in retirement money remains unclaimed. This, according to the Financial Services Board (FSB), accounts for 1.8% of all retirement money.
September 18, 2017

The truth about investing

The best advice is often what we don’t want to hear – save more, put your money in a diverse portfolio and be patient.
September 5, 2017

Seven things to do if you are retrenched

With new UIF rules about to take effect, Angelique Ruzicka gives you a heads-up on what improvements and changes to look out for as well as seven
September 3, 2017

Market returns disappoint retirees

Retirees who have been relying on market-related investment returns to provide their retirement income have had a pretty tough ride over the past three years.
September 3, 2017

How to save money using technology

From apps to advice from robots, innovators ensure you can hold on to your cash, writes Angelique Ruzicka.
September 3, 2017

Can home-staging help sell your house?

The property market can be tough, so you need to do whatever you can to ensure you get the price you want, writes Angelique Ruzicka.
September 3, 2017

Default options makes it easier to preserve retirement funds

From this past Friday, all defined contribution retirement funds are required to offer a default preservation fund.
September 3, 2017

What constitutes bad advice

Due to the recent poor performance of living annuities, City Press has been receiving complaints from investors who claim they received bad advice and want to cash in the investment.
August 25, 2017

Pros and cons of a joint home loan

With the average house price for a first-time buyer reaching nearly the R1 million mark, few people can afford to buy a home on their own.
August 25, 2017

Insuring your child’s car

Car insurance for a person under the age of 25 can be extremely expensive as they have a much higher risk rating than someone who has been driving for many years. They are also at that age when they are more likely to undertake risky driving behaviou
August 21, 2017

How to find the right security company

There are measures you can take to make sure you make the right choices when it comes to your security, writes Angelique Ruzicka.
August 21, 2017

Should you help your kids climb the property ladder

It’s really expensive to buy a property in South Africa. Research conducted by FNB shows that, for 2017, house prices in upper-income areas cost around R2.892 million on average, while middle-income areas average R1.517 million
August 21, 2017

Cheaper credit insurance

On August 9, the new limits on how much a lender can charge for credit insurance came into effect.
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September 24 2017