Personal Finance

May 26, 2017

Can savers & spenders get married

It’s vital to be upfront about your financial situation before you dive into a long-term relationship, writes Angelique Ruzicka.
May 26, 2017

Gambling: How to get help as addiction worsens

The odds are rarely in your favour when you play the game of chance, and you may even lose your family and friends, writes Angelique Ruzicka.
May 26, 2017

Buy-aid vs bank rewards

I have to confess that the concept of a buy-aid scheme is new to me; yet, it is an industry with a turnover of well over a billion rand and annually pays out in the region of R130 million in bonuses to members.
May 26, 2017

Will buying ‘SA’ save you money?

There are many reasons to buy locally produced products, writes Angelique Ruzicka.
May 26, 2017

Save as you spend

Here’s a no-paperwork, no-sacrifice, no-fee, tax-free savings account, writes Maya Fisher-French.
May 26, 2017

Beware of cowboy builders

Your smooth-talking builder may promise you the world, but you could end up in a world of pain, writes Angelique Ruzicka.
May 26, 2017

If you fall behind on maintenance payments your payments may be at risk

One of the main benefits of a retirement fund is that your investment is protected from creditors, that is, unless you fall behind on your maintenance payments.
May 12, 2017

Can you afford to retire in luxury?

Brochures may highlight the benefits of the luxury retirement village you have your eyes on. But will you be able to afford it and will it provide you with what you’ll need, asks Angelique Ruzicka.
May 26, 2017

Why cost is not always a hurdle

According to figures published by the Consumer Credit Panel in the US, a student who leaves college with a $100 000 (R1.3 million) student loan is twice as likely to repay that debt than a student who leaves with less than $5 000 in debt.
May 26, 2017

Are you paying too much in unit trust fees?

If you’re wary of high fees, take a billionaire’s advice and rather go with boring, low-cost index funds, writes Angelique Ruzicka.
May 10, 2017

Investing in retirement

Finding a balance between market returns and a guaranteed income in retirement can be tricky, writes Maya Fisher-French
April 23, 2017

What you need to know when selling or buying

The onus is on you to uncover any defects before you buy, writes Angelique Ruzicka.
April 21, 2017

Vaping, the jury's out on its long-term effects

Despite being marketed as a safer alternative to smoking, many insurers equate e-cigarettes with the tobacco variety, writes Angelique Ruzicka.
April 21, 2017

Uber or drive? There’s an app for that

A new app is available that compares the cost of Uber to driving yourself. Maya Fisher-French interviewed the developer.
April 22, 2017

How to generate mega wealth

Accumulating R1bn in your lifetime is a very tall order, but whatever value of financial legacy you want to leave to your family, there are some basic principles to follow.
April 22, 2017

Is below-prime vehicle finance a good deal?

Borrowing money to buy a car can be expensive. Unless you have a perfect credit score, you’d be lucky to secure vehicle finance at the prime lending rate (10.5%). However, some dealerships charge more than this.
April 22, 2017

How much is satellite TV really costing you?

When actuary Vinesh Maharaj was considering whether to change his DStv subscription, he did what all maths nerds do – he drew up a spreadsheet to see how much DStv would cost him over the next 40 years.
April 15, 2017

Is it safe to buy time share?

With the April holidays in mind, you may be considering signing up for time share or a travel club. Before you commit, understand what it is you are committing to and don’t get caught up in the marketing hype, writes Angelique Ruzicka.
April 9, 2017

Surviving market turmoil

Maya Fisher-French looks into whether you should be hiding in cash.
April 9, 2017

Stress is making us sick

Over the past year, long-term insurers have experienced higher-than-expected claim ratios, especially when it comes to stress-related illnesses and death.
May 27, 2017

Buy local and keep jobs at home

Proudly SA’s annual expo promoting local goods and services starts tomorrow.
April 8, 2017

Don't be duped by restaurant rip-off tricks

As the cost of food and wages rise, eating out has become tricky as establishments try to make a profit, writes Angelique Ruzicka.
April 8, 2017

Consumer rights in the digital space

Ever more consumers are using online methods to apply for credit, debt counselling and to access credit reports, which is providing new channels for scammers and fraudulent operators.
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May 21 2017