Personal Finance

November 16, 2018

How to make money from recycling

Recent environmental campaigns have hit the point home that we’re starting to kill our planet.
November 15, 2018

What's best, saving or investing?

For the longer term, you need to be invested in growth assets, writes Maya Fisher-French
November 15, 2018

Should you renegotiate your mortgage?

Even a 0.25% reduction in your mortgage could save you tens of thousands of rands, but how open is your bank to the discussion? Maya Fisher-French
November 16, 2018

Will you tick the box for funeral cover with you retailer

There are lots of providers offering funeral cover, and South Africans can choose between retailers, banks and insurance providers. But not all funeral plans are created equal.
November 12, 2018

Now is the time to plan ahead and avoid a Debtcember

South Africans who live far from where they grew up love to “go home” during the festive season to catch up and reconnect with their families. The problem is that this joyous time of togetherness can often be hard on your pocket.
November 16, 2018

If you could go back in time, what would you do?

Last week on Twitter I posted the three biggest financial mistakes my husband and I have made. Those errors that had long-term repercussions and which I wish we could go back and change.
November 16, 2018

How to have R1 million in 15 years

When assessing what we wish we had done differently, I wish that tax-free savings accounts had been around when I was in my twenties because they offer a great opportunity to build tax-free wealth.
November 16, 2018

5 Ways to fund your studies

Government has promised poor and working-class students free higher education, but what are the alternatives for students next year? Angelique Ruzicka looks at what Nsfas and others have to offer.
November 16, 2018

5 Ways to spend less on kids' entertainment

Parents spend thousands of rands on keeping their children engaged. Luckily, there are ways to avoid running through your cash when times get tough, writes Angelique Ruzicka.
November 16, 2018

10 Ways to save for Christmas

With seven weeks to go, South Africans are heading into one of the biggest spending seasons of the year – Christmas. Every December, thousands of us fall into a deep debt trap, but there are ways to avoid this, writes Angelique Ruzicka.
October 25, 2018

Vehicle repair industry overhaul will benefit motorists and offer cheaper prices

The Competition Commission has long frowned on the monopolistic motor service and parts industry. But, with its new set of proposals, that’s all set to change, finds Angelique Ruzicka.
November 16, 2018

5 Ways to save on your medication

1KNOW YOUR PLAN: If you’re one of the lucky few who can afford a medical aid, it pays to understand what you’re covered for and at what rates.
November 16, 2018

Understand your medical cover when 'buying down'

Every year our pockets are further squeezed by price increases in basic necessities, such as fuel, electricity and groceries. At the same time medical inflation continues to increase well above salary increases.
November 16, 2018

When poor health saves you money

When it comes to taking out life insurance, underwriting for the cover usually means that a prior illness results in a higher premium.
October 24, 2018

Ombud gets money back for taxpayers

Close to R450 million in tax refunds was paid to the top 10 taxpayers who had registered complaints, thanks to the intervention of the Office of the Tax Ombudsman, and more than 99% of recommendations made by ombudsman Judge Bernard Ngoepe were imple
October 24, 2018

When your parents can no longer make financial decisions

A power of attorney is not valid if the person becomes mentally incapacitated, writes Maya Fisher-French.
October 7, 2018

Your guide to understanding credit agreement documents

Your application for credit has been approved. What now? You will receive all the documents that outline your credit agreement, but don’t be worried if you don’t understand everything, it’s not that difficult.
October 7, 2018

What if you have an emergency? How robust is your financial plan?

You may feel that you are on top of your finances and are managing your day-to-day money, but how robust is your financial plan? Are you on track for retirement and what protection do you have if life turns upside down?
October 5, 2018

What will you give up so you can fill your tank?

Acouple of weeks ago, personal finance blogger @stealthy_wealth tweeted that the petrol price has, after accounting for inflation, actually reduced in price over the past five years.
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November 18 2018