Personal Finance

November 3, 2019

Investing series: The power of dividends – create an income

This week’s episode of the My Money My Lifestyle podcast is part of an Investment Series, in which City Press’s personal finance writers focus on investing – and specifically investing for a sustainable income.
October 27, 2019

Cryptocurrency: Is this money, an asset or a get rich quick scheme?

When the City of Joburg reported a breach of its network on Thursday night and shut down its website and all e-services, it was because it had received a ransom demand from a group calling itself the Shadow Kill Hackers.
October 26, 2019

Competition comes to business banking

While competition in the retail banking sector has driven down fees, business banking has remained largely uncompetitive and expensive. We are finally seeing some competition coming to this market, especially for entry-level, small businesses. Last week Capitec announced its acquisition of Mercantile Bank with the intention of starting a business bank early next year and this week FNB launched its SME business banking offering, First Business Zero.
October 25, 2019

The credit taps are closing ... so SA is moving to unsecured lending

Credit figures are evidence of the debt trap, writes Maya Fisher-French.
October 22, 2019

You’re not broke, just pre-rich. Here’s what you need to know

In her book You are Not Broke, Just Pre-Rich, Mapalo Makhu explains that moving towards financial freedom starts with a state of mind.
October 26, 2019

Benefits you can negotiate on top of a salary

Making a career move is exciting because of the potential for growth, cementing your skills and the big one – a potential increase in your salary. But what if your new job offer does not match what you had in your mind? What if the offer presented to
October 26, 2019

Get rid of 'poor' habits that are keeping you broke

Let’s be real: in many cases our bad money habits hold us back from reaching the seemingly elusive state of financial freedom. Lots of people fall into the debt trap because they do things they could easily have avoided. Financial success or financia
October 14, 2019

From tax benefits to insurance: Your retrenchment survival guide

Retrenchments have become a reality for many employees as South Africa continues to face an economic slowdown resulting in large corporations shedding jobs.
October 13, 2019

Surviving retrenchment: Your step-by-step guide

Facing retrenchment is a very frightening experience, but you can manage the stress and financial fallout if you have a plan in place.
October 7, 2019

Can you make a living from direct selling?

Have you ever thought of signing up to sell make-up, health drinks or cleaning products to make some extra cash?
October 7, 2019

From security guard to property entrepreneur. How Howard secured his business for the future

By professionalising his room-to-let business, Howard created a base for a successful company – and along the way he saved almost R200 000 in interest over four years.
October 11, 2019

Are you selling your house at a loss?

It’s easy to get caught up in the emotion and simply look at the selling price versus the buying price and believe that you’re making money. But there’s more to it and it’s worth exploring.
October 11, 2019

Is direct selling a pyramid scheme?

There are few businesses that you can start from scratch with little capital and products to sell that are instantly recognisable. This is what makes direct selling, also known as multilevel marketing (MLM), so appealing for many.
October 11, 2019

How you can get a home loan when you don’t have a long credit history

Because lenders needto know how you handle debt,having no credit history may be as damning as a bad credit history, writes Mapalo Makhu.
September 30, 2019

Samke ditched her debt and changed her life. Here’s how you can do it too

The third Absa/City Press Money Makeover kicks off early next year and the call to enter is out. Here’s how it works. Each year, six readers are invited to sign up for a six-month financial wellness bootcamp. With the aid of an assigned financial adv
October 11, 2019

Scammers, they are watching you!

Angelique Ruzicka looks at new strategies adopted by criminals and finds that many scams are conducted by crooks who are keeping a close eye on their victims
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November 10 2019