Personal Finance

December 9, 2018

As the cost of living rises, so do informal loans

The recent FinScope SA report, which analyses how consumers are using financial products and services, has revealed a concerning trend around credit extension.
November 30, 2018

Money is energy – be careful how you spend it

In the past week, I have been connecting with our Money Makeover contestants. What struck me the most is how many of the contestants commented on the effect that sorting out their finances was having on other aspects of their lives.
November 25, 2018

Will your insurer pay out? Should you buy that house? Check out the Personal Finance section this week

City Press’s Personal Finance section is edited by one of the best in the business – Maya Fisher-French. In Sunday’s edition she tackles everything from loan sharks to that burning Momentum issue – will your insurer pay out when you need it to?.
November 30, 2018

Juggling finances: From bond costs to loan sharks

Plan carefully before you buy a house – remember, there are many hidden expenses such as bond registration fees to consider.
November 30, 2018

Can an insurer refuse to pay out?

Maya Fisher-French unpacks the decision by Momentum to reject a claim on the basis of nondisclosure.
November 30, 2018

How much should you spend on toys for Christmas?

Black Friday has come and gone but there’s another big expense looming: Christmas.
November 30, 2018

Thinking of buying a pet for Xmas? Read this first

There are so many financial considerations to take into account when buying a pet. It’s not just upfront costs but the long-term financial commitment that you need to factor in too, finds Angelique Ruzicka.
November 23, 2018

SA men are exposed to more tech scams

Generation Z, millennials and men have the highest exposure to tech-support scams and are more likely to fall for them, both globally and in South Africa, according to Microsoft’s latest global research.
November 23, 2018

Black Friday: Can you actually bag a bargain and will it last?

It’s a day when we part with our money, stand in long queues and try to avoid crazed and confused people. No, I’m not talking about a day at the department of home affairs, I’m referring to Black Friday, which this year falls on November 23.
November 23, 2018

Will Discovery Bank mean competition for consumers?

Earlier this month, the Solidarity Bank Report, which compares banking costs, was issued. It found that, on fees alone, Old Mutual narrowly beat Capitec and Absa when it came to fees for lower-income levels.
November 23, 2018

5 reasons to read the small print on travel insurance

Summer is here and you may be thinking of heading off for some fun in the sun, or perhaps you’ve just got married and are thinking of something exotic like visiting the Amazon in Brazil or honeymooning in Mauritius.
November 18, 2018

Travel insurance, investing and bargain hunting: In Personal Finance this week

Our personal finance team takes a look at what’s on offer on Black Friday and whether you can bag a bargain that actually lasts.
November 23, 2018

Here’s how to shop smart and stay out of trouble on Black Friday

On Friday, November 23, South African consumers will start queuing at the break of dawn and online shoppers will be glued to their computer screens as the annual shopping craze begins. According to the 2018 Black Friday survey conducted by My Broadba
November 16, 2018

How to make money from recycling

Recent environmental campaigns have hit the point home that we’re starting to kill our planet.
November 16, 2018

Will you tick the box for funeral cover with you retailer

There are lots of providers offering funeral cover, and South Africans can choose between retailers, banks and insurance providers. But not all funeral plans are created equal.
November 16, 2018

Understand your medical cover when 'buying down'

Every year our pockets are further squeezed by price increases in basic necessities, such as fuel, electricity and groceries. At the same time medical inflation continues to increase well above salary increases.
November 16, 2018

5 Ways to save on your medication

1KNOW YOUR PLAN: If you’re one of the lucky few who can afford a medical aid, it pays to understand what you’re covered for and at what rates.
November 16, 2018

When poor health saves you money

When it comes to taking out life insurance, underwriting for the cover usually means that a prior illness results in a higher premium.
November 16, 2018

If you could go back in time, what would you do?

Last week on Twitter I posted the three biggest financial mistakes my husband and I have made. Those errors that had long-term repercussions and which I wish we could go back and change.
November 16, 2018

5 Ways to spend less on kids' entertainment

Parents spend thousands of rands on keeping their children engaged. Luckily, there are ways to avoid running through your cash when times get tough, writes Angelique Ruzicka.
November 16, 2018

10 Ways to save for Christmas

With seven weeks to go, South Africans are heading into one of the biggest spending seasons of the year – Christmas. Every December, thousands of us fall into a deep debt trap, but there are ways to avoid this, writes Angelique Ruzicka.
November 16, 2018

5 Ways to fund your studies

Government has promised poor and working-class students free higher education, but what are the alternatives for students next year? Angelique Ruzicka looks at what Nsfas and others have to offer.
November 16, 2018

How to have R1 million in 15 years

When assessing what we wish we had done differently, I wish that tax-free savings accounts had been around when I was in my twenties because they offer a great opportunity to build tax-free wealth.
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December 9 2018