If the Covid-19 coronavirus crisis has taught us anything, it is to make sure our investments are diversified.
When it comes to investing in financial assets, we ensure diversification by investing in funds that provide exposure to local and offshore equities, bonds, property, gold and cash.
What the global market crisis has shown us, both now and in the credit crisis of 2008, is that this diversification is not a guarantee that your funds will not lose value; it is just that they might lose less value than an investment in a single asset class.